Most of us aren't financially literate. We were either never taught how to handle money, or our parents never taught us good financial habits. We, therefore, need to rewire our brains financially regarding personal finances. These will involve budgeting, paying off debts, saving as well as investing. In this article, we have listed the top 7 best personal finance books that will instill skills your school failed to do as far as financial education is concerned. 7 Books to Read for Your Personal Finance If you are looking for the best finance books to read, look no further as the list below the 7 best personal finance books will cater to all your needs. Have a look below; 1. Your Money or Your Life by Joe Dominguez and Vicki Robin This is one of the 7 best personal finance books that you should read. The authors of this book insinuate that most of us are making a dying instead of a living. We spend money by basically trading the time we have on earth for some things that will suck up our joy. Even though we need paychecks for our bills, these authors argue that we are not making much as we think every hour. Once we deduct the cost of our clothes, commuting prices, and the expenses involved with decompressing, we are not making that much. The conclusion is that we have the perception of working to pay bills. In the real sense, we spend more than we are making on more than we actually need. This will send us back to work to get money to spend and get more stuff and send us to work once again. You will not learn how to get rich by reading this book or learning how to read faster. Alternatively, you need to learn to live with enough. 2. I Will Teach You to Be Rich by Ramit Sethi This book has a style that presents a huge change from most finance books. It has therefore been recommended as one of the 7 best personal finance books. You will learn the tales of negotiating like Indians while getting down to your individual finances' more delicate details. All over the book, the author encourages readers to have a more in-depth look at their lives and priorities. Other than lecturing you on getting finances on track, the author poses questions. We hope that the questions will encourage you to think deeply about your individual goals concerning financial actions. 3. The Total Money Makeover by Dave Ramsey This is among this author's bestselling books of all time. It has much helped so many people to avoid debt and basically change their lives. This is made possible by a practical and straightforward 7-step plan. Dave has condensed all his twenty years in financial reaching and counseling into seven organized and simple-to-follow steps to get you out of debt. In addition to that, you will enjoy more than 50 real-life stories from individuals as you have heeded to these principles. Currently, these individuals are making big wins with their money. This is a simple plan that has been devised for everyone regardless of their age and income. The book will help you easily track your progress and apply the principles so that you can begin winning. With this book, you will be able to; \tDesign a sure plan for paying off all debts \tLearn about the 10 dangerous myths about money \tSecure the healthy emergency fund and also save for your retirement \tChange your life as well as tat family tree in a positive manner 4. Rich Dad Poor Dad by Robert T. Kiyosaki This yet another book in the list of the 7 best personal finance books that everyone should read. According to the author, the education system is flawed since it is meant to create employees. This is the main setback for entrepreneurs. Financial literacy is hardly discussed in schools, and when discussed, it is at elementary levels. This indicates that the education system is very broken. The author also demystifies the myth that entrepreneurship is riskier as compared to working for others. Owning businesses will offer you skills in self-reliance that you will never get working for someone else. This book also states that our homes are not assets since they do not generate any positive cash flow. The author states that home values do not always go up, meaning that a positive cash flow will be hard to achieve. He claims that assets are things that put money in your pocket while liabilities actually take away money from your pockets. 5. The Millionaire Next Door by Thomas Stanley and William Danko Which is the simplest way of having a net worth that is above 1 million dollars? From the 20 years of research from Stanley and Danko, financially secure individuals are totally different from those who" act wealthy." This book will offer you some candid and detailed look into the individual habits of financially successful people. People who are financially successful opt to engage in work that is essentially rewarding economically. They later manage their income with so much thrift and frugality. Instead of using their money on expensive cars and designer clothes, they opt for saving and investing. In short, they focus more on the intangible relationships with friends and family as opposed to the outward success display. There is a saying that goes, "even the slightest leak can sink the biggest ships." This book will allow you to closely examine all your financial decisions against other people's actions who have already attained financial security. As such, you will get help finding the leaks that destroy your wealth in the financial situation you are currently in. 6. The Automatic Millionaire by David Bach For a long period now, people have been asking David Bach, a renowned author, the secret to becoming wealthy. In his newly revised book known as the Automatic Millionaire, he begins with a very inspiring story of some average couple in America. The husband is basically a manager at a lower level, while the wife is a beautician. Their joint income will never surpass 55000 US dollars annually. Even with this, the couple manages to own 2 homes with no debt out of their 2 kids through college. They retired at 55 with no less than 1 million US dollars as savings. From this couple's story, you will learn the surprising fact that no one gets rich with some budget. First, you need to devise a plan of paying yourself, which is entirely automatic. This plan will automatically secure one's future and also pay for one's present. What makes an automatic millionaire book unique? \tThere is no need for a budget \tYou should not be too much interested in money \tThere is no need for willpower \tOne can set up some plan in just an hour \tYou don't need to be making lots of money David offers the readers an utterly realistic system that is based on very timeless principles. There is everything that you should know, including the website's apps and phone numbers. With this powerful book, you will have the ability o secure your own financial future. 7. The Intelligent Investor by Benjamin Graham And finally on our list of the 7 best personal finance books is this one from Benjamin Graham. As per the author, there are 2 different intelligent investors, namely the defensive and the enterprising investors. The aim of enterprising investors is to beat the market by discovering and purchasing highly undervalued stocks. On the other hand, the defensive investors aim at matching the market through diversification. This is among the most practical and best books about investments that have ever been written. For enterprising investors to beat the market, they should be smarter and well-informed than most of their competitors. When one lacks the required skills and the knowledge to beat the market average, it is very likely for them to perform lower than the market average. For that reason, most of us would act wise by settling for the market's 10% annual return. In this book, investment is similarly mentioned as different from speculating and trading. Some people refer to it as 'fundamental' investing. All that it means is that one must study the fundamentals of the company before they can choose it for investment. Investment is supposed to be long-term, with the only selling time being when its management fails to meet investors' requirements. Finally, the book introduces the concept of safety margin. The idea here is that even though a stock appears very cheap, you can still be screwed by the market after the prices get lower. For that reason, a stock that appears cheap might not be that good. The book recommends having a significant safety margin since that comes with peace of mind. The Bottom Line This brings us to the end of our post on the 7 best personal finance books to read. We hope that the review of the books above has allowed you to know something you did not know before. These books have received a lot of positive feedback from readers. We, therefore, believe that they will be the best personal financial assistants both for budding and experienced entrepreneurs.